In a blended family, everyone may feel like family, but inheritance law makes distinctions. A stepchild does not automatically inherit from a stepparent. The position of a new partner and children from a previous relationship also deserves attention. That is why it is wise to discuss in time what you want to arrange for each person.
Who inherits without a will?
The outcome depends on family ties and relationship status. If you are married or in a registered partnership and have children, the statutory division often applies: the surviving partner receives the assets and debts of the estate, while the children receive a monetary claim. Children of your partner who are not legally your children do not, in principle, inherit from you without a will.
If you live together without marriage or registered partnership, your partner is not automatically an heir. A cohabitation agreement alone does not make someone an heir either. That difference can have major consequences for the home and the financial security of the surviving partner.
What can you arrange in advance?
In a will, you can leave something to stepchildren, appoint an heir or make arrangements that fit your family. Sometimes usufruct of a home can help: the children inherit the home while the partner may continue using it under conditions. The right choice depends on ownership of the home, earlier wills, marital terms and the wishes of everyone involved.
Also consider the position of your own children. A child disinherited in a will may still be able to claim the forced heirship portion: a right to money, not to specific items.
Clarity brings calm
First map out who is legally related to whom, who owns which assets and which agreements already exist. The Inheritance Guide helps organise this overview and your wishes. A notary then translates the choices into a legally suitable will.
Would you like to know which questions your family should discuss? Contact us for an initial overview.