Clarity for later starts today
Your estate fully mapped out
By recording your personal wishes, important documents and financial information now, you give your loved ones clarity at a moment when they need it most.
Why arrange it now?
Will your loved ones know where to begin?
As long as you can explain everything yourself, it may not seem like a problem. But in sudden illness or after death, your loved ones have to start searching, while they may not know what has been arranged or what your wishes were.
We help you create a complete overview now, so you stay in control and your loved ones have guidance later.
What it gives you
- Prevent uncertainty, conflict and stress for your loved ones
- Save inheritance tax in a fair way
- Stay in control of your assets and care
- The peace of knowing everything is properly recorded
Mapped out together
Together we bring everything clearly into view
Your administration, financial affairs and personal wishes are often spread across different places. Think of bank accounts, insurance policies, subscriptions, important documents and contact persons. Together we bring everything together and record what your loved ones need to know later.
What it gives you
- A complete overview of your personal, financial and administrative affairs
- Important information and documents clearly in one place
- Clarity about your wishes during illness and after death
- Less worry and uncertainty for your loved ones
- Peace for yourself, because you know everything is properly recorded
Complete Estate File
- A complete overview of your personal, financial and administrative affairs
- Full insight into assets, debts and insurance policies
- All important documents clearly in one place
- Your wishes during illness and after death clearly recorded
- Option to prepare a will or living will
- Personal guidance from start to finish
- Clarity for your loved ones
Do you have questions? We would be happy to meet and explain how we work.
“Record today what you may not be able to explain later.”
Frequently asked questions
What should I arrange during my lifetime for my estate?
Good preparation starts with an overview. Map out what you own, which debts and insurance policies you have, where important documents are kept and who your contact persons are. Also think about bank accounts, a home, pensions, digital accounts and personal wishes for later. You can then consider whether legal documents are needed, such as a will or living will. Arranging these matters during your lifetime prevents loved ones from having to find out later what exists and what your wishes were. A personal life file can help bring all this information together in one clear place.
Do I need a will and what happens if I do not have one?
A will is not mandatory. If you do not have one, the law determines who your heirs are and how your estate is divided. That may fit your wishes, but it may not. A will can be important if you live together unmarried, want someone else to inherit, want to disinherit a child, appoint an executor or leave specific assets to someone. A will is always prepared by a notary. It is sensible to first understand what would happen under the law in your situation and then decide whether you want to depart from that.
What is the difference between a will and a living will?
A will determines what happens to your estate after death. You can appoint heirs, include legacies and appoint an executor. A living will is for the period while you are alive but may no longer be able to manage your affairs yourself. It lets you record who may arrange financial, personal or medical matters on your behalf. One document does not replace the other. A will works after death, while a living will can matter during life. Both can be prepared by a notary and can be part of broader preparation for later.
Who inherits my estate if I have arranged nothing?
If you do not have a will, the law determines who your heirs are. Spouses, registered partners and children are in the first group of heirs. If there is a married or registered partner with children, the statutory division usually applies: the surviving partner receives the assets and debts, while the children receive a monetary claim. If there are no heirs in this group, the law looks at parents, siblings and more distant relatives. An unmarried cohabiting partner is not automatically an heir. If you want a different distribution, a will may be needed.
What can I record now to make things easier for my loved ones later?
You can record much more than who inherits from you. Think of an overview of bank accounts, insurance policies, debts, important documents, subscriptions, digital accounts, contact persons and funeral wishes. You can also state where documents can be found and which people your loved ones can approach. A personal life file can bring this information together clearly. For matters with legal effect, such as appointing heirs or an executor, a will is needed. By aligning practical information and legal arrangements, you prevent relatives from having to search unnecessarily after your death.